You are the customer
Score is free for the business using it. Funding partners pay us only when you accept an offer — that is the entire business model. We do not sell your data.
About
A clear financial-health Score, built for small businesses.
Score is a Rate Tracker product. It turns the bank statements a business already has into a straightforward 0–100 financial-health Score — and a short list of funding options worth their time.
Why Score exists
Small businesses are often judged by a credit score that says little about how the business actually runs. At the same time, finding funding usually means filling in the same forms over and over and waiting to hear back.
Score takes a different starting point: the bank statements a business already has. From those, it produces a financial-health Score that reflects real cash flow — without a credit pull — and matches the business to funding products it genuinely qualifies for.
The goal is simple. Help an operator understand where they stand, show them exactly how the number is built, and give them a clear, honest path to improve it and find the right funding.
◆ In short
A free, transparent financial-health Score from your bank statements — with funding matched to the business you actually run.
Score is a Rate Tracker product.
How we operate
A small set of principles guides every decision we make about the product.
No black boxes
Your Score is computed from 15 weighted financial-health metrics, and every one is shown to you. If a number affects your result, you get to see it.
Security is the foundation
Encrypted storage, database-level tenant isolation, and a tamper-evident audit chain on every sensitive operation. Compliance is not a checklist we will get to later.
You stay in control
You decide which funding partner sees your full profile, one at a time. You can request deletion of your data, with proof that it was carried out.
See your Score for yourself.
It is free, there is no credit pull, and you are never under any obligation.